Each person's income can basically be distinguished by labor income and asset income. The main source of income of most people is labor income, that is, the basic labor remuneration obtained in the company's work, asset income income requires a certain amount of original capital accumulation, and puts the income from labor revenue into the stock market, buying wealth management, funds, etc. Both benefits can be simply referred to as asset income.
. The expenditure of each person can basically be summarized from five aspects of clothing, food, housing, and five aspects. , Traveling, etc.) to distinguish.
If office workers to make financial management, it should be the remaining part of the income to reduce the fixed cost and after leaving the current plan for the current plan. I usually configure this part of the funds for personal financial management.
1, living money management, that is, the money that may be used at any time in daily life. This part of money is mainly used to cope with daily expenses or accidents, and can also perform long -term investment increase operations at appropriate time. This part of money mainly considers the liquidity of funds. At present, the best configuration direction is a currency fund. The most common currency fund is Yu'ebao, but at present, the annualized yield of Yu'ebao is only about 2.1%. The currency funds with a highly stable yields I personally hold are the southern Tiantian profit currency B and Yifangda cash increase currency B. The annualized income is about 2.5%. The access to T 0 is convenient and fast, and its yield can also be ranked at the forefront of major currency funds for a long time.
2, stable investment, that is, a part of the pursuit of stable returns. The investment period of this part of the funds can be placed in half a year to two years, because the investment period is longer than the living money management, which means that it can get a higher return on the basis Wealth management products or bond funds can currently achieve about 5%of annualized income. China Merchants Bank, Tiantian Fund, and JD Finance can buy some good wealth management products. The essence is basically similar. They are all investment bonds in the later stage of the brokerage asset management plan. The risks are relatively controllable. In the later period, with the net value management of the fund and various asset management plans, the risk of credit bonds is superimposed. This part of the wealth management products also face some risks of losses, but the overall risk and volatility are much smaller than the stock.
3, long -term investment, that is, the pursuit of long -term value -added assets. The investment period of this part of the funds is recommended to hold for at least 3 years, the investment period is longer, and the risk is greater. We can use risks to exchange income to choose some high -yield partial stock products, such as index funds and good Some active management funds. I personally buy some fund products through platforms such as Tiantian Fund and Alipay, which is also the main way we have greatly improved wealth management income.
4, insurance protection, that is, buying various commercial insurance money. There are always risks other than in life, and the new crown epidemic in 2020 has given us a deep understanding of risks. It is very necessary to take out a part of the money to configure the insurance and pave the safe pad for yourself and the family. The essence of insurance is to use a small part of the money to prevent accidents that may be unbearable in the future, so it is not recommended that you allocate savings insurance as an investment, but choose consumer insurance with relatively low price. You can give the necessary protection at a critical moment to give the necessary protection. Essence At present, the four mainstream commercial insurance is critical illness insurance, life insurance, medical insurance, and accident insurance. Some good companies will allocate commercial insurance for employees. Some of the excellent companies will allocate additional business for employees and employees. Insurance. I personally strongly recommend everyone to sort out what insurance in their own name. It is recommended that everyone allocate at least a critical illness insurance to ensure that there is no need to rely on "water drops" when there is extreme situations.
. Everyone's life cannot deal with money. The money is not universal, but there is no money. In fact, the premise of financial management is that you have to have spare money to operate, so the most important thing is never how to spend money, but how to make money. If we can put more than 80%of the energy on how to work well, earn more money, and then take out 10%of the energy to sort out the funds of the hand to make the asset allocation. I believe that the future is expected.
Hello, the original poster, I hope the text I wrote here can give you a little prompt and help in Taobao novice that is still hesitant ~, I hope I can give you a little help ~~
Taobao is a reputation place. To make money, you must rely on your own patience and communication ability. No matter what you have work experience, but you are a newcomer, the communication in the Internet is very different from life in life. There are taboos and taboos. A casual sentence may recruit customers, and a casual expression may also lose a buyer ~
First of all, from the opening of the store, simply registering-real name Certification-Finding the supply and uploading the store. However, there are many places with some doubts to the details ~~ And the focus is on the source. Novice joining Taobao, what you lack most is credibility, and what you need most is these two words-credibility ~ If you decide to sell physical things, you must choose high-quality goods and can have continuous sources of supply for a long time. In after all, e -commerce is a major trend in the future. And you don’t know what field you have tapped your own potential I I do is a virtual recharge store. I feel okay. I don’t know if our age is the same, but I stand in the position of most young people now. To say, many people now hope that there are more opportunities for practice. Whether it is independent, or to contact the society more, the Internet is a large platform that cannot be ignored. Open a online shop to grab your dreams. I can pour my entrepreneurial road with my experience. As long as I work well , and the benefits are still considerable, In after all trend. And you don't know which field you have dug your potential. . It, I will introduce to you what is virtual automatic recharge software. Virtual automatic recharge software A automatic recharge software that can recharge the Q coin talk fee online game card. In addition to recharge, you can also develop agents to earn commission and sell one. Software commission 230 means that you can return the cost of two when you sell two. All the rest of the net profit. In other words, you can sell it without restrictions after you buy a software. Just 300 yuan. Apart from the recharge development agent, a very good benefit is that it can help improve the reputation of the store. Basically, there is no problem with the problem of drilling on Monday. This is why most novice sellers now need to start from virtual. When you are satisfied with your satisfaction, you want to switch to real things. It is very good. Of course, you can continue to do virtual agents to enjoy high -consequences. If you are energetic, two together are better. The cost of high cost is not virtual.
It if you want to sell physical things, you can sell it together ~ And, for example, if you sell 10, you don’t want to do this in the future, but your It is a lifelong agency right. As long as your family is still working, you can always divide them from them. You sell one of your next house and you can earn 40. Essence Most novices now choose virtual recharge stores to start, so development offline is also very good. As long as it is promoted, there must be rewards.
I has some of the failed home, but most of the houses have succeeded. Although some people have surpassed me, I am very happy because I feel relieved and proud. Because the success of helping people is the biggest success. Here, I am willing to accept the questions from novices. If you do n’t understand, you can ask me. Your heart I know it well. I am also a novice that was clearly distributed from Alipay and Taobao accounts at the beginning. I can experience the mood of every friend. I also believe that everyone has their own advantages. Many good methods may have thought. I did not expect.
These days, I also met a lot of colleagues. I persuaded for a long time. I can only say that confidence is given by myself. No matter what you do, you must persist, I don't want you to give up. I can't guarantee that you can enter 10,000 monthly, annual income of one million. Because these are depending on your persistence and efforts, if you are willing to learn to work hard and persist. I believe that there will be you in the so -called people with a monthly income of 10,000 yuan. The people will desperately tell you how good his things are before you buy. I don't want to make such a verbal commitment, because of the fancy words, it is not as good as the effort I made, and I gave the action! Intersection Intersection
If you want to know more, my buckle is the name of Baidu below, I look forward to sharing with you.
Pay content for time limit to check for freenAnswer 1. Investment has a confident wealth management product: In the market environment, there are many products invested, and there are many channels for investment, and investors need to choose their most confident investment; , Investors can choose to start from a young age, step by step; 3. Investment dealer industry: When investors invest, they need to observe the market in the market first, and choose to invest in popular industries; When investing in investment, it requires strong purpose; 5. Planning investment: When investors invest, they need to have reasonable planning arrangements for investment funds.nPlease give me a praise, thank you
Each person's income can basically be distinguished by labor income and asset income. The main source of income of most people is labor income, that is, the basic labor remuneration obtained in the company's work, asset income income requires a certain amount of original capital accumulation, and puts the income from labor revenue into the stock market, buying wealth management, funds, etc. Both benefits can be simply referred to as asset income.
. The expenditure of each person can basically be summarized from five aspects of clothing, food, housing, and five aspects. , Traveling, etc.) to distinguish.
If office workers to make financial management, it should be the remaining part of the income to reduce the fixed cost and after leaving the current plan for the current plan. I usually configure this part of the funds for personal financial management.
1, living money management, that is, the money that may be used at any time in daily life. This part of money is mainly used to cope with daily expenses or accidents, and can also perform long -term investment increase operations at appropriate time. This part of money mainly considers the liquidity of funds. At present, the best configuration direction is a currency fund. The most common currency fund is Yu'ebao, but at present, the annualized yield of Yu'ebao is only about 2.1%. The currency funds with a highly stable yields I personally hold are the southern Tiantian profit currency B and Yifangda cash increase currency B. The annualized income is about 2.5%. The access to T 0 is convenient and fast, and its yield can also be ranked at the forefront of major currency funds for a long time.
2, stable investment, that is, a part of the pursuit of stable returns. The investment period of this part of the funds can be placed in half a year to two years, because the investment period is longer than the living money management, which means that it can get a higher return on the basis Wealth management products or bond funds can currently achieve about 5%of annualized income. China Merchants Bank, Tiantian Fund, and JD Finance can buy some good wealth management products. The essence is basically similar. They are all investment bonds in the later stage of the brokerage asset management plan. The risks are relatively controllable. In the later period, with the net value management of the fund and various asset management plans, the risk of credit bonds is superimposed. This part of the wealth management products also face some risks of losses, but the overall risk and volatility are much smaller than the stock.
3, long -term investment, that is, the pursuit of long -term value -added assets. The investment period of this part of the funds is recommended to hold for at least 3 years, the investment period is longer, and the risk is greater. We can use risks to exchange income to choose some high -yield partial stock products, such as index funds and good Some active management funds. I personally buy some fund products through platforms such as Tiantian Fund and Alipay, which is also the main way we have greatly improved wealth management income.
4, insurance protection, that is, buying various commercial insurance money. There are always risks other than in life, and the new crown epidemic in 2020 has given us a deep understanding of risks. It is very necessary to take out a part of the money to configure the insurance and pave the safe pad for yourself and the family. The essence of insurance is to use a small part of the money to prevent accidents that may be unbearable in the future, so it is not recommended that you allocate savings insurance as an investment, but choose consumer insurance with relatively low price. You can give the necessary protection at a critical moment to give the necessary protection. Essence At present, the four mainstream commercial insurance is critical illness insurance, life insurance, medical insurance, and accident insurance. Some good companies will allocate commercial insurance for employees. Some of the excellent companies will allocate additional business for employees and employees. Insurance. I personally strongly recommend everyone to sort out what insurance in their own name. It is recommended that everyone allocate at least a critical illness insurance to ensure that there is no need to rely on "water drops" when there is extreme situations.
. Everyone's life cannot deal with money. The money is not universal, but there is no money. In fact, the premise of financial management is that you have to have spare money to operate, so the most important thing is never how to spend money, but how to make money. If we can put more than 80%of the energy on how to work well, earn more money, and then take out 10%of the energy to sort out the funds of the hand to make the asset allocation. I believe that the future is expected.
Hello, the original poster, I hope the text I wrote here can give you a little prompt and help in Taobao novice that is still hesitant ~, I hope I can give you a little help ~~
Taobao is a reputation place. To make money, you must rely on your own patience and communication ability. No matter what you have work experience, but you are a newcomer, the communication in the Internet is very different from life in life. There are taboos and taboos. A casual sentence may recruit customers, and a casual expression may also lose a buyer ~
First of all, from the opening of the store, simply registering-real name Certification-Finding the supply and uploading the store. However, there are many places with some doubts to the details ~~ And the focus is on the source. Novice joining Taobao, what you lack most is credibility, and what you need most is these two words-credibility ~ If you decide to sell physical things, you must choose high-quality goods and can have continuous sources of supply for a long time.
In after all, e -commerce is a major trend in the future. And you don’t know what field you have tapped your own potential
I I do is a virtual recharge store. I feel okay. I don’t know if our age is the same, but I stand in the position of most young people now. To say, many people now hope that there are more opportunities for practice. Whether it is independent, or to contact the society more, the Internet is a large platform that cannot be ignored. Open a online shop to grab your dreams. I can pour my entrepreneurial road with my experience. As long as I work well
, and the benefits are still considerable,
In after all trend. And you don't know which field you have dug your potential.
.
It, I will introduce to you what is virtual automatic recharge software. Virtual automatic recharge software A automatic recharge software that can recharge the Q coin talk fee online game card. In addition to recharge, you can also develop agents to earn commission and sell one. Software commission 230 means that you can return the cost of two when you sell two. All the rest of the net profit. In other words, you can sell it without restrictions after you buy a software. Just 300 yuan.
Apart from the recharge development agent, a very good benefit is that it can help improve the reputation of the store. Basically, there is no problem with the problem of drilling on Monday. This is why most novice sellers now need to start from virtual. When you are satisfied with your satisfaction, you want to switch to real things. It is very good. Of course, you can continue to do virtual agents to enjoy high -consequences. If you are energetic, two together are better. The cost of high cost is not virtual.
It if you want to sell physical things, you can sell it together ~ And, for example, if you sell 10, you don’t want to do this in the future, but your It is a lifelong agency right. As long as your family is still working, you can always divide them from them. You sell one of your next house and you can earn 40. Essence Most novices now choose virtual recharge stores to start, so development offline is also very good. As long as it is promoted, there must be rewards.
I has some of the failed home, but most of the houses have succeeded. Although some people have surpassed me, I am very happy because I feel relieved and proud. Because the success of helping people is the biggest success. Here, I am willing to accept the questions from novices. If you do n’t understand, you can ask me. Your heart
I know it well. I am also a novice that was clearly distributed from Alipay and Taobao accounts at the beginning. I can experience the mood of every friend. I also believe that everyone has their own advantages. Many good methods may have thought. I did not expect.
These days, I also met a lot of colleagues. I persuaded for a long time. I can only say that confidence is given by myself. No matter what you do, you must persist, I don't want you to give up.
I can't guarantee that you can enter 10,000 monthly, annual income of one million. Because these are depending on your persistence and efforts, if you are willing to learn to work hard and persist. I believe that there will be you in the so -called people with a monthly income of 10,000 yuan.
The people will desperately tell you how good his things are before you buy. I don't want to make such a verbal commitment,
because of the fancy words, it is not as good as the effort I made, and I gave the action! Intersection Intersection
If you want to know more, my buckle is the name of Baidu below, I look forward to sharing with you.
Pay content for time limit to check for freenAnswer 1. Investment has a confident wealth management product: In the market environment, there are many products invested, and there are many channels for investment, and investors need to choose their most confident investment; , Investors can choose to start from a young age, step by step; 3. Investment dealer industry: When investors invest, they need to observe the market in the market first, and choose to invest in popular industries; When investing in investment, it requires strong purpose; 5. Planning investment: When investors invest, they need to have reasonable planning arrangements for investment funds.nPlease give me a praise, thank you
See how much the yield you want.